Terms and Conditions

Last updated: September 20, 2025

Please read these Terms and Conditions carefully before using Our Service.

Interpretation and Definitions

Interpretation
Words with initial capital letters have meanings defined under the following conditions. These definitions apply whether singular or plural.

Definitions
For the purposes of these Terms and Conditions:

• Affiliate means an entity that controls, is controlled by, or is under common control with a party, where "control" means ownership of 50% or more of shares, equity interest, or other securities entitled to vote for directors or other managing authority.

• Country refers to: Bangladesh

• Company (referred to as "the Company," "We," "Us," or "Our") refers to Towfiq Talks.

• Device means any device that can access the Service, such as a computer, cellphone, or digital tablet.

• Service refers to the Website.

• Terms and Conditions (also referred as "Terms") mean these Terms and Conditions that form the entire agreement between You and the Company regarding the use of the Service.

• Third-party Social Media Service means any service or content (including data, information, products, or services) provided by a third-party that may be displayed, included, or made available by the Service.

• Website refers to Towfiq Talks, accessible from https://towfiqsmtir.blogspot.com.

• You means the individual accessing or using the Service, or the company or other legal entity on behalf of which such individual is accessing or using the Service.

Acknowledgment

These Terms govern the use of this Service and form an agreement between You and the Company. By accessing or using the Service, You agree to be bound by these Terms. If You disagree with any part of these Terms, You may not access the Service.

You must be over the age of 18 to use the Service.

Your use of the Service is also subject to our Privacy Policy, which explains how We collect, use, and protect Your personal information.

Links to Other Websites

Our Service may include links to third-party websites or services not owned or controlled by the Company. We are not responsible for their content, privacy policies, or practices. You should review the terms and privacy policies of any third-party sites you visit.

Termination

We may terminate or suspend Your access immediately, without prior notice, for any reason, including breach of these Terms. Upon termination, Your right to use the Service ends immediately.

Limitation of Liability

The Company's total liability under these Terms shall not exceed the amount You paid through the Service or 100 USD if no purchase was made. We are not liable for special, incidental, indirect, or consequential damages, even if advised of the possibility of such damages.

"AS IS" and "AS AVAILABLE" Disclaimer

The Service is provided "AS IS" and "AS AVAILABLE" without warranties of any kind. We do not guarantee that the Service will meet Your requirements, operate without interruption, be error-free, or be compatible with other software or services.

Governing Law

These Terms are governed by the laws of Bangladesh, excluding its conflicts of law rules.

Dispute Resolution

If You have any dispute regarding the Service, please contact us first to resolve it informally.

Severability and Waiver

• Severability: If any provision is unenforceable, the remaining provisions remain in effect.

• Waiver: Failure to exercise a right does not constitute a waiver of that right in the future.

Changes to These Terms

We may modify these Terms at any time. Material changes will be notified at least 30 days prior to taking effect. By continuing to use the Service, You agree to the revised Terms.

Contact Us

If you have any questions about these Terms, you can contact us:

By email: towfiqsmtir@gmail.com